Blog

15 Jul, 2019

5 Scenarios Where You May Need Personal…

Personal loans are unsecured loans that often carry a lower interest rate than credit cards. Being unsecured, personal loans do not come with the added…

15 Jul, 2019

Dos And Donts For Life Insurance Buyers

Like most buying decisions, individuals also get confused while buying a life insurance policy.Questions like which policy will suit him the best, what is to…

31 Mar, 2020

7 crucial rules while taking a Personal…

There was a time when your paycheque made you eligible for marriage. Now it makes you eligible for credit, including unsecured personal loans and credit…

31 Mar, 2020

one-on-one with mutual fund

Mutual Fund A mutual fund is a common pool of money into which investors place their contributions that are to be invested in different types…

31 Mar, 2020

Secure yourself with Life Insurance

What is Life Insurance? Life Insurance can be termed as an agreement between the policy owner and the insurer, where the insurer for a consideration…

31 Mar, 2020

Financial Planning

You may find yourself extremely unsettled by the ups and downs of the market. It has become increasingly difficult to make educated decisions on what…

31 Mar, 2020

Myths and Facts about Financial Planning

Myth: I won’t get independent advice   Fact: It’s all about choosing the right planner It’s important for people to take the time to find someone…

01 Apr, 2020

7 Guaranteed Ways to Improve your CIBIL…

What is considered a good credit score? TransUnion CIBIL is one of the four credit bureaus generating reports related to credit score in India. CIBIL…

01 Apr, 2020

About Investment in Index Fund

WHAT IS AN INDEX FUND?An index fund is a type of mutual fund with a portfolio constructed to match or track the components of a…

01 Apr, 2020

5 THINGS YOU SHOULD KNOW OF  INDIAN…

In India, there are many stock exchanges. The two most important ones are the Bombay Stock  Exchange or BSE and the National Stock Exchange (NSE).…

01 Apr, 2020

Beginners Guide To Currency Markets In India

What Is Currency Market?Currency markets are also known as FOREX (Foreign Exchange market) -a marketplace where currencies are bought and sold.The Forex Market began in…

01 Apr, 2020

The Securities and Exchange  Board of India…

The Securities and Exchange  Board of India (SEBI)The Securities and Exchange Board of India was constituted on April 12, 1988, as a non-statutory body. It…

01 Apr, 2020

How to Choose a Financial Advisor

There is a financial advisor for every budget and financial situation. Here's a look at the types of financial advisors, and how to choose the…

01 Apr, 2020

The Sovereign Gold Bonds

The Government of India has launched the Sovereign Gold Bonds  Scheme. In this scheme investors will get returns that are linked to the gold price, …

01 Apr, 2020

ALL About Public Provident Fund

The Public Provident Fund is a savings-cum-tax-saving instrument in India. Introduced by the National Savings Institute of the Ministry of Finance in 1968. The scheme aims…

01 Apr, 2020

The 7 Elements of a Financial Plan

It took a lifetime to save for retirement. We can help you turn it into a lifetime of income with the right financial plan. What…

01 Apr, 2020

How to Save Tax with Mutual Funds

Mutual funds, also known as Equity Linked Savings Scheme (ELSS), are great tax-saving instruments under Section 80C of the Income Tax Act, 1961. This section…

01 Apr, 2020

What will the investment adviser do for…

INVESTMENT   Investment is the employment of funds on assets with the aim of earning income or capital appreciation.   Financial Investment is the allocation…

01 Apr, 2020

Get the tax benefits in home loan

Procedure to Get Tax Benefits on Home Loans Saving on taxes or leveraging the tax benefits is something, which is overlooked by home buyers. Unawareness…

01 Apr, 2020

PORTFOLIO MANAGEMENT SERVICES

Portfolio Management Services (PMS), service offered by the Portfolio Manager, is an investment portfolio in stocks, fixed income, debt, cash, structured products, and other individual…

02 Apr, 2020

6 Ways To Relieve Financial Stress

1. Talk About ItRegardless of the type of stress, verbalizing your feelings about the situation is the first step towards relieving anxiety. The Psychological Association…

03 Apr, 2020

HOW TO KEEP YOUR MONEY SAFE DURING…

Sometimes up, sometimes down as the market is both hot and cold during a coronavirus outbreak, The coronavirus pandemic has disrupted our daily lives and…

03 Apr, 2020

BANK vs HOUSING FINANCE COMPANY

WHICH IS BETTER HOME LOAN OPTION?If you are in the market for a home loan, you have the option of either going to a bank…

03 Apr, 2020

What are the types of home loans…

There are various types of home loans offered by various banks and NBFCs. Before applying for any home loan understanding which one fulfills your needs…

03 Apr, 2020

5 Golden Steps to become a successful…

1. Start investing early:Time is one of the greatest assets that an investor has thanks to the power of compound interest. The earlier you start,…

03 Apr, 2020

5 key points every investor must know…

5 key points every investor must know before starting online tradingOnline trading can be really is simple and this presentation will give the reader 5…

03 Apr, 2020

Steps to Invest in IPO?

IPO trading can be madesimple if a certain number ofsteps are followed anddecisions are made carefully.HOW DO YOU APPLY FOR AN IPO?• IPO’s can be…

04 Apr, 2020

How Can You Diversify Your Investment Portfolio?

Most people would rather save their money in a bank somewhere than invest, mainly because of the risks associated with investing. Diversification is the key…

04 Apr, 2020

Need for diversification in investments

Most people would rather save their money in a bank somewhere than invest, mainly because of the risks associated with investing. Diversification is the key…

04 Apr, 2020

RBI Updates on LOAN MORATORIUM

RBI OFFER A MORATORIUM ON REPAYMENT OF LOANThe RBI allowed all lending institutions to offer a moratorium to borrowers on repayment of all term loans.…

04 Apr, 2020

Market Participants in Derivative Market

There are broadly three types of participants in the derivatives market - hedgers, traders(also called speculators) and arbitrageurs. An individual may play different roles indifferent…

05 Apr, 2020

HOW TO MANAGE AND CREATE JOINT ACCOUNT…

Money is one of the major causes of fights in relationships. But the solution is quite simple. A joint account is the best way to…

05 Apr, 2020

Types of Marketing Strategies

Marketing strategy is used by different companies to collaborate with their consumers. It is also employed to aware the customers about the features, specifications, and…

07 Apr, 2020

BAD LOAN TO RISE THIS YEAR?

The gross non-performing asset ratio of banks may increase to 9.9 percent by September 2020 from 9.3 percent in September 2019, according to an RBI…

08 Apr, 2020

INVESTOR GRIEVANCE REDRESSAL MECHANISM

In India, investment risks are very high due to dishonest practices, frauds and unethical investment culture. Investors experience a sense of helplessness and insecurity, they…

09 Apr, 2020

Credit Cards Do’s & Dont's

A credit card is an instrument to help you make instant credit-based transactions.Unlike debit cards that are linked to your bank accounts and debit the…

09 Apr, 2020

Payment Bank vs SFBs vs NBFC

Basis Payment bank Small finance bank NBFC Objective Provide small savings accounts and payments /remittance services to migrant labour workforce and low-income households. Financial inclusion…

09 Apr, 2020

Pradhan Mantri Mudra Yojana

MUDRA VISION "To be an integrated financial and support services provider par excellence benchmarked with global best practices and standards for the bottom of the…

09 Apr, 2020

Multi Commodity Exchange (MCX)

About MCX: Headquartered in Mumbai Having started operations in November 2003, today, MCX holds a market share of over 80%* (87.3% during the nine months…

09 Apr, 2020

All About Indian Financial Markets

The financial markets enable efficient transfer and allocation of resources for productiveactivities in the economy. Users of funds include businesses, governments, and householdswho seek funds…

10 Apr, 2020

Factors You Should Keep in Mind While…

If you are planning to buy a term insurance plan in the coming weeks, then you are at the right place, because today I will…

10 Apr, 2020

Rise of Fin-tech in India

FinTech in short “Financial Technology” is a concept of digitalizing financial services. FinTech’s main aim is to digitalize all the financial services to maintain transparency,…

10 Apr, 2020

About Insurance Regulatory & Development Authority (IRDA) 

History IRDA was set up in 2000 as an autonomous body to regulate and develop the business of insurance and reinsurance in the country as…

11 Apr, 2020

Covid-19 impact on India's Economic Growth

The global economy has entered a recession as a consequence of the coronavirus pandemic. There are lockdowns across the world, hitting economies hard. The International…

11 Apr, 2020

All About CRISIL[CREDIT RATING & INFORMATION SERVICES…

About CRISIL CREDIT RATING & INFORMATION SERVICES (INDIA) LTD is a global analytical company providing ratings, research, and risk and policy advisory services. CRISIL’s majority…

11 Apr, 2020

About TRAVEL CARD

Traveling abroad has always entailed with it the necessity of carrying a sufficient amount of foreign currency. It required keeping a constant track of the…

12 Apr, 2020

Budgeting Tips: How to manage your Income…

What exactly is budgeting? At its simplest, it’s a ledger detailing the spending decisions you intend to make. It estimates how much money will come…

12 Apr, 2020

Types of INVESTMENT RISKS

What is Risk in a Financial Terms? In investment decisions, the risk is defined as the possibility that what is actually earned as return could…

12 Apr, 2020

All About National Pension Scheme (NPS)

Introduction Pension plans provide financial security and stability during old age. The retirement plan ensures that people live with pride and without compromising on their…

13 Apr, 2020

REAL ESTATE as an Investment Option

Real estate is one of the oldest and most popular asset classes. Most new investors in real estate know this, but what they don't know…

14 Apr, 2020

Prime Minister’s Citizen Assistance and Relief in…

About (PM CARES Fund)The Prime Minister's Citizen Assistance and Relief in Emergency Situations Fund (PM CARES Fund) were created on 28 March 2020 following the…

14 Apr, 2020

Overview of Bombay Stock Exchange (BSE)

Overview of the Bombay Stock Exchange BSE (formerly known as Bombay Stock Exchange Ltd.), is Asia's first & the Fastest Stock Exchange in the world…

14 Apr, 2020

Preparation of Budget

The income of a household has to be adequate to meet the current expenses as wellas provide the savings to create the assets that will…

14 Apr, 2020

All about DIGITAL BANKING

Digital Banking has completely changed the way we bank in today’s times. With Digital Banking, you can transact with higher speed, ease, and convenience.it is…

14 Apr, 2020

Overview of National Stock Exchange (NSE)

Overview of National Stock ExchangeThe National Stock Exchange (NSE) is a stock exchange in India.Set up in November 1992, NSE was India's first fully automated…

14 Apr, 2020

All About Stock Market Indices

The index is a statistical indicator that measures changes in the economy in general or in particular areas. In the case of financial markets, an…

15 Apr, 2020

All About Money Market

A segment of the financial market in which financial instruments with high liquidity and very short maturities are traded. The money market is used by…

15 Apr, 2020

The Prevention of Money-Laundering Act

The Prevention of Money-Laundering Act, 2002 (PMLA)- Amendments 2019The Prevention of Money-Laundering Act, 2002 (PMLA), is an act to prevent money laundering and to provide…

15 Apr, 2020

DEBT FUND vs FIXED DEPOSIT: Which is…

We have seen from may years that for conservative investor debt funds and fixed deposit is preferred investment option, because these investment options are safe…

15 Apr, 2020

All you need to know about Derivatives

Derivatives are essentially contracts whose value is derived from an underlying asset. The most common underlying assets include stocks, bonds, commodities, currencies, interest rates and…

16 Apr, 2020

Home Loan vs Loan Against Property

When it comes to home loans, there are a lot of financial terms that leave the applicants confused. Mostly, borrowers get confused between ‘Home Loan’…

16 Apr, 2020

Gold as an Investment Option

Gold is mostly bought by central banks as part of the reserves they like to keep. Indians areamong the largest retail buyers of gold in…

16 Apr, 2020

Personal Loans vs Business Loans

Personal LoanA personal loan is precisely what the name indicates: a loan for personal use. Personal loans are a lump sum of money that, if…

16 Apr, 2020

Savings vs Investments

Someone’s sitting in shade today because someone planted a tree a long agoWarren Buffet Savings and investments are often used interchangeably, but they are the…

17 Apr, 2020

Difference Between Demat & Trading Account

For those of you who want to invest in stock markets, there are few basics that you have to be aware of. Two of the…

17 Apr, 2020

All About Govt. Fiscal Policy

Fiscal Policy is a part of macroeconomics. This policy is also known as a budgetary policy. One major function of the government is to stabilize…

17 Apr, 2020

Tax on Long Term Capital Gains

Long- Term Capital Gain (LTCG)  Long term capital assets are the assets that are held by the taxpayers for a time period of more than…

17 Apr, 2020

Secured & Unsecured Loan

Secured loans :The major characteristic of secured loans is that they are backed by an asset, such as a house or a car. The asset…

18 Apr, 2020

BASEL NORMS

BASEL NORMS Basel accords are introduced by Basel Committee of Banking Supervision (BCBS), a committee of banking supervisory authorities that was incorporated by the central…

18 Apr, 2020

KYC

What is KYC...?? KYC stands for ‘Know Your Customer’ It is a process by which banks obtain information about the identity and address of the…

19 Apr, 2020

TOP-UP LOAN

TOP-UP LOAN A top-up loan is a facility provided by banks, housing finance companies and other financial institutions that allow you to borrow a certain…

20 Apr, 2020

ALL YOU NEED TO KNOW ABOUT BALANCE…

Balance transfer of loan is the process where a customer transfers his outstanding principal amount to another bank or financial institute primarily for a better…

21 Apr, 2020

All about the concept of Wealth Creation

Wealth Creation   It is desirable to set financial goals based on individual needs and the surplus available to reach those goals. This leads to…

21 Apr, 2020

Investing in Forex MarketInvesting in Forex Market

While the financial markets have become accessible to more people, it has become challenging for them to choose the most suitable one. A trader should…

21 Apr, 2020

Understanding Return

Return on investment is a basic computation made to assess how an investment isperforming. Every investment can be represented as a set of inflows and…

22 Apr, 2020

Efficient Portfolio Construction

Portfolio Strategy is a roadmap by which investors can use their assets to achieve their financial goals. It refers to the design of optimal portfolios…

22 Apr, 2020

HOW YOU CAN TAKE ADVANTAGES OF LEISURE…

A leisure loan is when a customer (client) agrees with a lender (financial institution) to borrow money to purchase a 'leisure' vehicle - like a…

22 Apr, 2020

All about investing through SIP

Systematic Investment Plans (SIPs) is becoming popular in the recent few years. Thanks to demonetization, that many individuals discovered the charm of SIP and mutual…

23 Apr, 2020

The Power of Compounding

Power of Compounding Patience & Power of compounding is the keys towards wealth creation. The power of compounding over a long horizon, if invested in the right…

23 Apr, 2020

Short-term vs Long-term Investments

Short-term vs Long-term InvestmentsInvestment is not the quickest means to become rich, which you invest for a short period of time and expecting to make…

23 Apr, 2020

The Banking Ombudsman

What is the banking ombudsman? The Banking Ombudsman Scheme enables an expeditious and inexpensive forum to bank customers for resolution of complaints relating to certain…

23 Apr, 2020

Know about Collateral Security ?

What is Collateral?Security Collateral is a property or other assets that a borrower offers a lender to secure a loan. If the borrower stops making…

23 Apr, 2020

ALL YOU NEED TO KNOW ABOUT PRIORITY…

PRIORITY SECTOR LENDING Priority Sector Lending is an important role given by the (RBI) to the banks for providing a specified portion of the bank…

24 Apr, 2020

Pradhan Mantri Jan Dhan Yojana

Pradhan Mantri Jan Dhan Yojana or PMJDY was launched in the year 2014, by the Prime Minister Narendra Modi, with an objective of financial inclusion.…

24 Apr, 2020

Creating a charge on the asset

Creating a charge on the asset Banks often ask for security in return for a loan to protect themselves in case of default by the…

24 Apr, 2020

A COMPLETE OVERVIEW ON CASH AND CASH…

CASHCash includes legal tender, bills, coins, checks received but not deposited, and checking and savings accounts. Cash comprises cash on hand and demand deposits with…

24 Apr, 2020

Need For Insurance

Insurance is a basic form of risk management that provides protection against the loss ofthe economic benefits that can be enjoyed from assets. These assets…

25 Apr, 2020

Understanding the concept of Returns

A Return or financial return, in its simplest terms, is the money made or lost on an investment over some period of time. Every investment…

25 Apr, 2020

All you need to know about National…

National Savings Certificate (NSC) is a tax saving investment that can be purchased from any post office by an Indian Resident. Being a fixed return…

25 Apr, 2020

WHAT IS NPS (National Pension System)?

NATIONAL PENSION SYSTEM The National Pension System (NPS), earlier known as the New Pension Scheme, is a pension system open to all citizens of India.…

25 Apr, 2020

PM Swamitva Yojana

On the occasion of Panchayat Raj Day, PM Narendra Modi interacted with village sarpanchs (heads) from across the country on April 24, 2020, and launched…

25 Apr, 2020

COST AND BENEFITS OF INSURANCE

A way of determining the net cost of life insurance to the insured. The total amount the insured gets back from the insurer is deducted…

25 Apr, 2020

Working Capital Management- What, why, How?

Working capital is the capital required by the businesses for financing their short-term needs and is a part of current assets. It is the measure…

28 Apr, 2020

Deflation & Economy

Deflation occurs when asset and consumer prices fall over time. While this may seem like a great thing for shoppers, the actual cause of widespread…

28 Apr, 2020

CURRENCY EXCHANGE SERVICES

Currency exchange is a business that has the legal right to exchange one currency for another to its customers. Currency exchange of physical money (coins…

28 Apr, 2020

 E-Verification Guide (A simple guide to e-verify…

Step 1: To e-verify, your return, log into your account on Income Tax e-Filing Website. (http://incometaxindiaefiling.gov.in/)   Step 2: Select “e-File” and in the drop-down…

28 Apr, 2020

CURRENCY EXCHANGE SERVICES

Strategies for a Bearish Market A bear market is defined as a stock market decline of 20% or more from recent highs that lasts at…

28 Apr, 2020

Investment in Physical Gold vs Gold ETFs

Gold is one of the most preferred investments in India. Families invest in gold to save for their child's marriage. Indians primarily buy gold jewelry…

28 Apr, 2020

All you need to know about CPI

The Consumer Price Index (CPI) is an indicator that measures the average change in prices paid by consumers for goods and services over a set…

28 Apr, 2020

HOW TO IDENTIFY FAKE CURRENCY

FICN (FAKE INDIAN CURRENCY NOTES) Fake Indian Currency Note (FICN) is the official term for counterfeit notes in the Indian economy. Estimates vary as to…

28 Apr, 2020

How To Unfreeze Your Frozen NPS Account?

How to Unfreeze Your Frozen NPS Account? NPS (National Pension Scheme) is the most popular investment option for tax-saving and retirement. You can claim additional…

29 Apr, 2020

Role of Insurance in Personal Finance

Insurance removes the risks to the income of a household from situations such as loss ofincome, reduction in income, or an unplanned and unexpected charge…

29 Apr, 2020

Requirements of an Insurable risk

There are certain requirements for a risk to be insurable.   A large number of exposure unitsA large group of similar, though not necessarily identical,…

30 Apr, 2020

Financial Tips for Young Adults

It’s a common stereotype that young people are more likely to make impulsive buys and carelessly splurge their money. A large percentage of those in…

30 Apr, 2020

Seed Funding

Seed funding is an initial investment in a business in exchange for a stake in the company. Seed funding tends to be done at the…

30 Apr, 2020

Right shares & bonus shares

Right IssueA rights issue is an issue of rights to buy additional securities in a company made to the company's existing security holders. When the…

30 Apr, 2020

Placing of order & Clearing and Settlement…

Placing of orderThe Broker accepts orders from the client and sends the same to the Exchange afterperforming the risk management checks. Clients have the option…